- Do I need to insure my son to drive?
- What happens if you don't insure your teenage driver?
- Can my son drive my car if he is not insured?
- Do I need insurance to teach my daughter to drive?
- Can I be on my parents car insurance if I don't live with them?
- Can my son drive my car if he doesn't live with me?
- Can my son drive my car with his own insurance?
- Can an 18 year old get their own car insurance?
- Do you need insurance to drive someone else's car?
- Does insurance follow the car or the driver?
- Can I drive a car that is not insured but I am?
- Who is responsible if a learner driver crashes?
- Why do you need car insurance to drive?
- Can you drive at 16 with a parent UK?
- How long can child stay on parents car insurance?
- Does a named driver have to live with you?
- Can I drive my parents car?
Do I need to insure my son to drive?
No. You don't have to add your child to your car insurance policy. ... However, if a teen falls under a parent's policy, they can remain on that policy as long as they live in the household and drive one of the family cars. As with any driver, it is always best to have the minimum state required insurance.
What happens if you don't insure your teenage driver?
If you don't add your child to your auto insurance once they've gotten a learner's permit or driver's license, you could face problems filing a claim, keeping discounts, or maintaining your auto insurance policy altogether if something happens while they're driving your car.
Can my son drive my car if he is not insured?
In California, it is illegal to drive without car insurance. ... Keep in mind that insurance follows the car, not the driver. If a friend is driving your car and they cause an accident, you will need to pay your deductible and your insurance rates may likely go up.
Do I need insurance to teach my daughter to drive?
You need your own insurance as a learner driver if you're practising in a car you own. Your family member or friend will usually be covered on this. If you're practising in someone else's car, you need to either: ... take out your own insurance policy that covers you driving in the car as a learner driver.
Can I be on my parents car insurance if I don't live with them?
If you or your spouse owns a vehicle, you can decide to insure the vehicle on your own car insurance policy or on your parents' policy. All drivers that share the same permanent residence should be listed on each policy. If you're married and don't live with your parents, you'll need your own policy.
Can my son drive my car if he doesn't live with me?
Your child likely won't be able to be on your auto policy any longer because he or she doesn't live in your household. ... If you're the parent who isn't listing the child on your car insurance, your child can still drive your car and be covered by your insurance. It works just as if you had a friend borrow your car.
Can my son drive my car with his own insurance?
Can I get insurance for anyone to drive my car? An any driver insurance policy allows anyone to drive your car at any time. There's no limit to how many people can drive the car, so any friends or family, who have your permission, are legally insured to drive it.
Can an 18 year old get their own car insurance?
An 18-year-old can purchase their own car insurance policy. However, we recommend getting added to your parents' policy if possible, as it's cheaper than taking out your own separate policy.
Do you need insurance to drive someone else's car?
You do not need your own car insurance policy to drive someone else's car every once in a while. However, if you frequently drive someone else's car, you might want to consider getting non-owner car insurance. ... It's a common misconception that car insurance is based on the driver and not the vehicle that is insured.
Does insurance follow the car or the driver?
Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy.
Can I drive a car that is not insured but I am?
If you don't have your own insurance policy (either on your own car including DOC cover, as a named driver on the car owner's policy, or standalone temporary cover), you will not be legally covered to drive. Remember that it's not the car that's insured – it's the driver.
Who is responsible if a learner driver crashes?
A car with a learner driver behind the wheel collides into you while you are walking on the pavement or crossing the road – the driving instructor is responsible for a vehicle being driven by a learner driver and may be held liable for failing to prevent an accident.
Why do you need car insurance to drive?
It's about liability. The primary reason car insurance is required is because of your liability, i.e., responsibility, for any damage you cause. ... To legally register and drive your vehicle, you need to maintain at least your state's minimum level of liability insurance.
Can you drive at 16 with a parent UK?
Overview. You can apply for a provisional driving licence when you're 15 years and 9 months old. You can start driving a car when you're 17. You can drive a car when you are 16 if you get, or have applied for, the enhanced rate of the mobility component of Personal Independence Payment (PIP).
How long can child stay on parents car insurance?
A child can stay on their parents' car insurance indefinitely, as long as the child's address is the same as the parents. In other words, you can stay on your parents' car insurance as long as you live with them — regardless of age.
Does a named driver have to live with you?
Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver.
Can I drive my parents car?
Can I drive my parents' car without insurance? ... You must be properly insured if you drive on the public road, no matter how short the distance, even if your parents have given their permission for you to drive the car, and even if they have their own insurance policy covering the vehicle.