Where would you find records of past car loans which was finance by Bank One then loan went into bankruptcy and paid out by bankruptcy?

1. How far back does Official Receiver go?
2. Why are some debts not cleared by bankruptcy?
3. How do I find all my debts in bankruptcy?
4. Does bankruptcy forgive car loans?
5. Where are bankruptcies published?
6. How far back does a trustee look?
7. What are 5 types of debt that are not dischargeable in bankruptcy?
8. What Cannot be discharged in Chapter 7 bankruptcy?
9. How do you find out when my bankruptcy was discharged?
10. What debts are not discharged in bankruptcy?
11. What happens to my financed car when I file bankruptcy?
12. Can a car loan be discharged?
13. Which is worse bankruptcy or repossession?

How far back does Official Receiver go?

The official receiver will look into your financial affairs in the period leading up to bankruptcy. This will usually be any transactions you have made within five years prior to your application that relate to the sale or distribution of assets, but it can differ from case to case depending on your situation.

Why are some debts not cleared by bankruptcy?

Debts Never Discharged in Bankruptcy

Alimony and child support. Certain unpaid taxes, such as tax liens. ... Debts for willful and malicious injury to another person or property. “Willful and malicious” here means deliberate and without just cause.

How do I find all my debts in bankruptcy?

Most lawyers order your credit reports for you and list the debts from your credit report on your bankruptcy forms. You can request a free copy of your credit report from each one of the three credit bureaus once per year.

Does bankruptcy forgive car loans?

If you give the car back as part of your bankruptcy filing, you're relieved from paying the loan. The discharge protects you even if the car sells for less than what you owe.

Where are bankruptcies published?

Bankruptcy is Public Record

While only your creditors and potentially your employer will need to be notified specifically that you filed bankruptcy, the fact that you did file is saved on a website called Public Access to Court Electronic Records (PACER).

How far back does a trustee look?

The look-back period, or period of time that the trustee can go back to unwind these transfers, is ninety days for general creditors and one year for insiders (relatives or someone with a close or influential relationship with you—see more below).

What are 5 types of debt that are not dischargeable in bankruptcy?

Nondischargeable debt is a type of debt that cannot be eliminated through a bankruptcy proceeding. Such debts include, but are not limited to, student loans; most federal, state, and local taxes; money borrowed on a credit card to pay those taxes; and child support and alimony.

What Cannot be discharged in Chapter 7 bankruptcy?

Filing for Chapter 7 bankruptcy eliminates credit card debt, medical bills and unsecured loans; however, there are some debts that cannot be discharged. Those debts include child support, spousal support obligations, student loans, judgments for damages resulting from drunk driving accidents, and most unpaid taxes.

How do you find out when my bankruptcy was discharged?

Call the Bankruptcy Court

If you need to, you can call the courthouse and ask to speak with the clerk of the court. He or she will be able to tell you when your bankruptcy discharge took effect. This may not be the fastest way to check, depending on the age of your case.

What debts are not discharged in bankruptcy?

Debts dischargeable in a chapter 13, but not in chapter 7, include debts for willful and malicious injury to property, debts incurred to pay non-dischargeable tax obligations, and debts arising from property settlements in divorce or separation proceedings.

What happens to my financed car when I file bankruptcy?

If you file for Chapter 7 bankruptcy and local bankruptcy laws allow you to exempt all of the equity you have in your car, you can keep the vehicle—as long as you're current on your loan payments. ... They may also give you the option to pay off the equity at a discount in order to keep the car.

Can a car loan be discharged?

A charged-off car loan is like any other vehicle loan in bankruptcy. If the lender has already repossessed the car, or if you're willing to turn it in, you can discharge (wipe out) the loan in your bankruptcy case.

Which is worse bankruptcy or repossession?

Bankruptcy can stabilize your finances, and while a bankruptcy filing may decrease your credit score, it is no worse than multiple charge-offs, repossessions or a foreclosure that continue to be reported to the credit bureaus each month.